Novabella FAQs

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What is a consumer installment loan?

A consumer installment loan is a quick and simple way to obtain a short term loan that has a set start date and a set end date.  

Can I apply if I have a low credit score?

Absolutely. A low credit score will not necessarily prevent you from qualifying for a NovaBella Loan. Even if you have been turned down by other lenders in the past, as long as you are receiving steady income, we may be able to still qualify you for a loan. Please complete an application online and one of our specialists will follow up with you. 

How much do I qualify for?

We offer loans up to $6500.00. 

What is the most I would have to pay for my loan?

Your loan agreement will clearly indicate your interest rate in a chart that illustrates the installment payments and the agreed installment term. We offer you loan length options to pay off your loan in a time-frame that best suits your financial circumstances. 

Can I pay my installment loan back earlier than the due date (prepayment)?

Yes, you can pay the installment loan off earlier than your due date. This is called a prepayment. If you pay off this consumer installment loan early, you will not have to pay a prepayment penalty. 

Once I've paid off my loan am I eligible for another loan?

Yes, we would love to assist you with your future health and wellness financial needs!